July, 2013

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2 Qualities To Look For In An Employment Agency Insurance Provider

If you own a staffing agency you know there are unique characteristics that define your business.  There are constant changes in your industry and it is important that you stay on top of your insurance needs.  In the past, employment agency insurance was unheard of and there were definitely no detailed policies available.  Fortunately, insurance for the staffing industry is now available and it is imperative for you to protect your agency.  Here are two qualities to look for in an insurance program administrator.

Employment agency insurance 1.Experience

As with any product or service you purchase, one of the first qualities you should look for is experience.  You should ask yourself questions such as “How long has the company been administering employment agency insurance?” and “How familiar is the company with the unique insurance needs of staffing companies?”.  You should strive to partner with a company that not only has many years in the insurance industry but that has also been providing staffing agencies with policies to meet their specific needs.

2. Comprehensive Policies

The insurance industry can sometimes be a bit overwhelming and there are many policies to consider purchasing.  When looking for a company that offers employment agency insurance, be sure to review the various policies they offer.  You will want to ensure they offer more than just the basic coverage and that they can tailor policies to fit your unique needs.

As you shop around to find the best insurance provider for your staffing agency, be sure to look for the above mentioned qualities.  This will help guarantee good insurance coverage for your staffing company.

The Need for Security & Hotel Insurance Program When It Comes to Crime

A hotel that provides the best service, but poor security, would expose guests to crime risks and compromise reputation and goodwill. As an hotelier, you are responsible for the protection of property and wellbeing of your guests. You should never lower your guard against crime or be lulled into complacency that crime is not an issue that needs to be addressed.

Your hotel may provide many opportunities, and targets to go after. Therefore you need to assess the risks and place a comprehensive security system in place. Security is an essential investment, and so is having a really great hotel insurance program for those times when things go awry.

Crimes can and do occur in both public and non-public areas. You should make an assessment in both of these areas and take preventive measures. As crime risks against person and property in non-public areas like guests rooms and corridors are higher, security measures need to be enhanced to commensurate with those risks.

Control of non-public areas

Guest’s rooms located at quiet, isolated corners and near staircases or elevators are particularly vulnerable. Staircase exits should be installed with panic-bar bolt doors for one-way exit only. Those doors should also be installed with camera and alarm systems to monitor abuse.

You should have an appropriate ratio of cameras and monitor screens for constant monitoring of entry control points into non-public areas, and swift detection of any unauthorized visitors into these areas. Detection of unauthorized/suspicious visitors in non-public areas should be communicated to your patrolling security staff that should respond immediately to confront and challenge any intruders.

Control of public areas

Newly arrived guests may be unfamiliar with the surroundings, the staff and your hotel’s routines. A short briefing on security tips should be given to them when they check-in, including:

• How to identify hotel staff in uniform

• They should be informed not leave room doors unlocked

• They should not open room doors to random callers, and

• Advise them to keep valuables in room safe or hotel safe deposit boxes

Crimes are not completely preventable. A good hotel insurance program will provide some necessary aid when needed, but is not a substitute for enhancing security and service.