Atlanta Georgia Insurance and Pregnancy Help Clinics
Pregnancy Help Centers are designed to help women through the process of being pregnant, hoping to help them with prenatal care, which includes vitamins and nutrients to help their unborn child enter this world as healthy as humanly possible. Their goal is to assist their patients in understanding how important their role is in the development of their child and also understand that there are certain things they can do to better prepare themselves for the duties of being a parent.
These centers can benefit by carrying adequate Atlanta Georgia insurance, particularly that which pertains to professional liability issues because they can also be targets for lawsuits. After all, they deal with people who are often in an intense emotional state, and any occurrence that leads to fear, pain, or something far worse, for example, complications of a pregnancy due to procedures or information provided by staff and caregivers, could create the potential for litigation.
What is Professional Liability insurance?
Also called errors and omissions (E&O) insurance this policy covers your company, or you individually, in the event that a client holds you responsible for a service you provided (or failed to provide) that did not have the expected or promised results.
Most E&O policies cover judgments, settlements and related defense costs. Even when the allegations are found to be groundless, which often happens, thousands of dollars will likely still be needed to defend the lawsuit. This type of expense can bankrupt a smaller company or individual and have a lasting effect on the bottom line of larger companies.
Why are Pregnancy Help Clinics targets for a lawsuit?
A Pregnancy Help Medical Clinic is a licensed clinic that works under the direction of a medical doctor (M.D.). Medical services provided vary from clinic to clinic, but often include ultrasounds, on-site prenatal exams, and/or sexually transmitted disease (STD) testing. This all allows plenty of room for error. It’s an unfortunate fact of life, but everyone makes mistakes at one time or another. Even with the best employees and the best risk management practices in place, mistakes will be made. No one is perfect.
There are plenty of instances where a client, or relative may question the advice or techniques used at a participating clinic. Atlanta Georgia insurance will provide the necessary coverage when allegations or claims of an error or omission exist.