Concerns Related to Coin-Operated Laundromat Insurance

Concerns Related to Coin-Operated Laundromat Insurance

As an owner of a coin-operated laundromat, you understand the importance of having comprehensive insurance as well as maintaining a safe and secure environment. Doing so not only benefits employees and customers, but, by properly maintaining and securing your store, you can protect your profits by avoiding unnecessary claims while making sure your store is operating at full potential. There are many dangers associated with this line of business, and here are a few common concerns that should always be addressed.

  1. Prevent dryer fires from occurring: Dryer fires constitute perhaps the most costly and devastating property insurance claims for many of these self-service laundries. Developing a schedule to keep lint screens clean, preventing lint from accumulating inside the dryer cabinet and cleaning out ductwork on a regular basis will help greatly in the prevention of fires. Other things to be on the lookout for include improper installation, insufficient makeup air and spontaneous combustion caused in garments containing grease, cooking oil, and other flammable residue.
  2. Protect coin changers from theft and vandalism: Owners must take preventative measures against an overnight break-in leading to the subsequent destruction of coin changers. Hire a local security store to install alarms on the changers. Install security cameras (if you don’t already have them) and make sure at least one camera is on the coin changer area at all times.
  3. Keep safety in mind when remodeling: Keep safety at the forefront when planning a new store or remodeling the existing location. This includes using the proper flooring materials, installing adequate lighting, and having well-placed floor drains and sprinklers installed. Proper aisle widths and multiple exits are important for customer convenience and safety.
  4. Train attendants properly: Your attendants are your best means of protection. They should be well-trained in order to prevent injuries to customers. Attendants should also be trained on what to do if an accident occurs, know how to use fire extinguishers, shut off machines and utilities quickly and safely, and contact emergency services when required.
  5. Have regular facility inspection and maintenance: Be sure to inspect your parking lots and sidewalks for cracks, potholes, uneven pavement since many slips, trips and falls occur outside the walls of the laundry. Customers may also slip and fall resulting from water that has leaked from a washer and has not been promptly mopped up and the floor properly dried. Having coin-operated laundromat insurance helps when problems arise, but being proactive can reduce many risks.

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