Why You Should Consider Insuring Your Horse
Nothing quite says Tennessee like owning your own horse. In many households, horses are practically a part of the family. For others these magnificent animals will provide a ride on the road of ambition, winning shows or races. Whichever side of the proverbial fence you may be on, owning a horse is an investment, often a rather expensive one. You never truly know when something may happen, which is why its also important to consider equine mortality insurance in Tennessee.
Coverage varies by company, but many plans provide for instances such as the following:
- Expenses for sickness or accidents
- Colic-related care
- Joint and muscle treatments to improve performance
It will also be necessary to ensure the plan you choose covers your horse as you intend to use it. Some include only horses meant to be ridden for pleasure and personal use, while others allow usage to extend to racing, hunting, and show horses.
Be sure to review the age limit for inclusion; an older horse may not qualify for renewal on certain plans. Also, check the maximum coverage available and ensure it fits the needs of your animal.
Peace of Mind
No one likes to dwell on the injury or illness of an animal. Equine mortality insurance in Tennessee allows you to make the tough decisions now so all you will need to focus on if tragedy strikes is your horse and not the dollar signs.