Practice Best Boating Safety Policies

insurance for California boats

While you will certainly need insurance for California boats the cost may be significantly less when you put routine boat safety into practice. When planning a trip along the waterways, before you launch your craft, you should check the local weather forecasts prior to sailing to ensure boating conditions are favorable. Always tell someone you know the area where you plan on going and the approximate time you expect to return, especially if you’re going alone.

Perform safety checks on your engine, fuel, and electrical and steering systems, especially for concerns like exhaust-system leaks. There literally are thousands of recreational boating accidents each year, often resulting in injuries and/or damages. Some of the factors associated with boating calamities include driving too fast for conditions, driving while under the influence of drugs or alcohol, or failing to follow boating rules and regulations. Coast guard officials also cite cases where accidents were due to carelessness or the inexperience of the driver navigating the craft.

You are responsible for anyone traveling on your boat

Anytime that you have passengers travelling with you always pay close attention when having them load onto or off of the boat. Distribute the load evenly making certain not to overload your craft. Warn passengers not to stand up or to suddenly shift their weight as this could capsize a small vessel. Don’t permit anyone to ride on the bow, seat backs or gunwales and make certain that each person on board is wearing a life jacket.

When travelling in shallow waters always keep on the look out for other watercraft, swimmers, floating debris and rock formations that jut out of the water. Doing so will give you time to steer clear and avoid the potential for injuries to occur.

Your vessel should be properly equipped with required navigation lights and a safety whistle, horn or bell in order to sound alarms. Make sure to have on hand the necessary amount of life jackets and emergency safety devices such as paddles or oars, a first-aid kit, a supply of fresh water, a tool kit and spare parts, a flashlight, flares and a radio. Carry one or more fire extinguishers readily accessible and in proper condition for immediate use.

Following these measures can help ensure a fun and safe trip for everyone involved. Your insurance for California boats is designed to aid you in the event that something happens to go wrong.