Safety, Theft, and Laundromat Insurance

Safety, Theft, and Laundromat Insurance

Running a laundromat is no easy task. There is an abundance of risks and exposures associated with the business of helping others get their clothes properly washed and dried. Owners must be diligent in a number of areas with respect to safety issues, along with concerns for the internal workings of their equipment and staff.

Preventing dryer fires should be a priority

Dryer fires constitute perhaps the most devastating and costly laundromat insurance claims for many self-service laundries. Entire operations have been burned to the ground as a result of dryer fires. Prevention begins by having good maintenance habits and a competent lint control system in place. Developing a schedule to keep lint screens clean, prevent lint from accumulating inside the dryer cabinet and the cleaning out of ductwork on a regular basis can aid this process tremendously.

Another way to keep your laundromat safe, and to minimize the likelihood of insurance claims, is to be sure to inspect your facility for problems and to fix any issues as soon as possible. This includes not only the inside of your business, but outside of the building as well. As the owner, you can prevent many laundromat insurance claims just by operating your coin laundry company properly and being constantly aware of issues pertaining to slips, trips and falls, which may occur inside or outside the walls of the laundry.

Employee theft is a serious concern

Storeowners must be diligent and take reasonable precautions to guard against internal theft, which can take on a variety of forms. Get to know your laundromat employees by name and treat them with respect, which will make them less likely to steal. Commercial laundry owners who disregard or ignore the possibility of internal theft can be making a serious mistake all while providing thieves with a lucrative hunting ground.

One solution, and it’s surprising to see how quickly cash shortages in the till tend to vanish when attendants are asked to sign off, is cash count slips. Experience has shown that shortages often appear at the end of a particular shift. Let employees know that, if caught skimming cash from the store, that they will be prosecuted to the fullest extent of the law. You’re running a business after all, and you can’t afford to be left at the mercy of the people you’ve entrusted to mind the store in your absence.

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