April, 2020

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How Do Data Breaches Occur?

Data Breaches

Data breaches can be extremely costly and disruptive to your organization’s operations. Your financial information, as well as the information of the clients who you serve, maybe put in serious jeopardy if your data security systems aren’t constantly monitored and updated.

How Do Organizations Discover Breaches?

According to https://www.wwspi.com, organizations are often unable to detect data breaches until after they occur. However, regular scanning for malware and viruses can identify and isolate breaches before they inflict serious harm.

What Different Types of Threats Exist?

In analyzing what causes data breaches most frequently, it has been found that Criminal hacking activity is responsible for even more data breaches than malware programs. As one example, an employee could receive an email from a coworker requesting that he or she send funds to an account. The email has the tone and style of the coworker’s regular emails, and it contains the coworker’s usual signature at the bottom. In fact, the email is from an unknown source and the transfer request was fraudulent.

How Can Data Breaches Be Prevented?

The best way to be proactive about data breaches is to have a comprehensive plan to prevent them. Adopting guidelines for data security and incorporating them into every employee’s onboarding and ongoing training will significantly help to reduce the risk of a breach affecting your organization.

2 Ways to Expand Your Marketing Strategy

Marketing strategy

Technology has changed just about every industry and the different areas of operations within each business. For the insurance industry, the way to reach potential customers has branched beyond word of mouth and personal referrals. According to the experts at Neilson Marketing Services, your key to new business is web marketing for insurance industry strategies.

Content Marketing

To reach an audience that is constantly on their smartphones or internet-connected devices, you need a material that is relevant and engaging. You don’t want to limit your focus to potential new clients, as you still need to keep the loyalty and interest of current clients. With content marketing, you can expand your shared information to more than just insurance-related material. Share exciting and relevant material such as real estate or automobile trends, depending on the covered services you provide.

Social Media

Don’t be afraid to use social media. Statistically, over 70% of the nation’s population actively uses social networking to communicate with friends, connect with businesses, and research reviews on products or services. Tapping into social media is an easy way to spread your message and increase awareness in a succinct but focused delivery.

As technology and culture continue to evolve, your marketing strategies will need to adapt to consumer trends. Two areas where can you start making changes are social media marketing and content marketing.

Fuel Tanker and Pump Insurance Basics

Pump Insurance Basics

If you own or operate a hauling business, you know how important fuel tanker insurance is to your profession. Insurance is critical for independent fleet operators, small companies and commercial carrier companies alike. From spills and leaks to losses, insurance not only covers you against accidents and incidents but also brings you peace of mind.

Insurance Types

General freight insurance is standard for most haulers but then there’s the question of cargo type. Produce insurance covers against produce spoiling or loss while moving truck insurance covers hauling in residential areas.

Then there’s hazardous materials insurance. A hazardous material is a substance that can cause physical and health hazards to humans, animals or the environment either by itself or in interaction. Examples include carbon dioxide, gasoline and propylene.

Insurance Providers

When searching for the fuel tanker insurance that’s right for you and your business, you need to understand the particular rules and regulations surrounding your cargo type. That’s where insurance providers can help.

Licensed in multiple states, transportation insurance specialist Gain Insurance recommends talking to an agent about your state laws and regulated coverage amounts and making sure you have “the necessary coverage to safely insure your livelihood or business in all facets.”

When you’re looking for fuel tanker insurance, do your research. Know your cargo and find the experienced provider that understands all the rules and regulations surrounding its transportation.

Avoid a Lapse in Car Insurance Coverage

Allegiant Insurance Services

A lot of different variables can negatively impact your car insurance rates. In addition to your driving and accident history, your insurance coverage history can have a considerable effect on your rates. When you reapply for coverage, you may find that allowing your car insurance to have lapse can cause your quotes to be surprisingly high.

Even Explainable or Brief Lapses Affect in Insurance Coverage

Unfortunately, the reason for a car insurance lapse doesn’t really matter in an insurers’ estimation. Even if you weren’t driving because you were away on a long trip or you were simply keeping your car garaged, it won’t necessarily matter in the eyes of an insurance carrier. Moreover, the length of the lapse may not necessarily help you; missing even just one day in an otherwise continuous coverage period can cause your rates to be higher. According to experts at Allegiant Insurance Services, some insurance companies will reject your application altogether if you have had a recent car insurance lapse.

 You Can Avoid Lapses in Coverage

One way to avoid a lapse on your insurance record is to get a lower cost policy meant for touring or driving cars that you don’t own. This type of low-cost policy will allow you to have a continuous coverage history without any interruption in being insured.