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As an employer, you likely already are aware of how much many employees enjoy their benefits packages. Strong benefits can act as not only a way to attract talent, but as a way to retain your best employees. Today, more and more employees are interested in employee benefits wellness programs as part of their compensation packages. Since this is a fairly new phenomenon, here are some fascinating facts to help get you acquainted with this benefit.
You Can Include Various Valuable Perks
If youve never put together a wellness program for your employees before, you may be wondering what to include. Theres no set standard, but popular options to weave in may cover:
- Nutrition tips
- Disease and health management
- Fitness training
Healthier Employees Are Often More Productive
Implementing a wellness program might seem like it carries more benefit for your employees than for you or your company at large, but this isnt necessarily the case. Employees in good health, in fact, tend to be more efficient and productive, making the most of business hours and ultimately benefitting the whole company.
Todays employees have more of an interest in health than ever before, and employee benefits wellness programs can act as a way to entice new prospects and maintain good relationships with current employees. If youre considering adding a wellness program to your benefits package, you can use these facts as a starting point.
After a full season of carefully monitoring and nurturing your cannabis plants, its finally time to harvest them. Cannabis harvesting is one of the most crucial steps in the cannabis cultivation process, but you can ensure a successful harvest by keeping in mind a few tips for success.
1. Be Prepared
Before you begin the process of harvesting your cannabis plants, make sure you have all of the necessary equipment to do so. At the very least, you will need garden shears to remove and trim the cannabis branches. Other useful equipment includes gloves, which will protect yours hands from resin and make it easier to gather the substance, and string for hanging your drying bud.
2. Time It Correctly
Perhaps the most common question regarding cannabis cultivation is, How do you know when the plants are ready to be harvested? Unfortunately, there is no simple answer. It depends on the strain of cannabis and when the plant flowered. A close examination of the plant, however, shows when white hairs have darkened and the trichome color becomes cloudy, both of which are indications that the plant is ready to be harvested.
3. Dry and Cure It
Drying and curing your cannabis plants ensures that they achieve the correct level of moisture. Since the moisture level affects everything from the plants potency to its taste, this step is essential to producing a quality product.
Cannabis harvesting is an exciting activity for those who have poured their time and money into growing cannabis. The process takes some practice, but preparation and patience will reward you with a successful harvest.
The trucking industry is often considered the backbone of North America. We rely heavily on truckers to move essential products across the country to keep things running. If you own a trucking business, one of the best things you can do is to invest in trucking insurance.
How To Choose the Right Trucking Insurance
There are many different options to consider when it comes to trucking insurance. Some of the different types of insurance available are:
- Truck cargo insurance
- Truck general liability insurance
- Downtime coverage
- Physical damage coverage
- On-hook coverage
General Liability Insurance
The most commonly bought type of truck insurance is general liability insurance. This type of insurance covers you in a variety of different situations. For example, if you injure someone with your truck, general liability insurance will cover their medical bills and any potential lawsuits. General liability insurance also covers you if you damage someone else’s property with your truck or cause damage at one of your delivery locations. It even has you covered if you conduct advertising with your truck and end up facing claims of libel, slander, or false advertising.
If you are the owner of a trucking business, there are many things that can potentially go wrong. If you want to avoid having to cover any damages yourself, trucking insurance could be your solution.
Mortgage banking is a great way not only to earn money, but to build equity. However, it can be difficult to know what to do when borrowers undergo financial hardship and fail to pay their home or flood insurance. Forced place coverage is one way to protect your investment by insuring that property insurance stays current.
When You Need It
When you learn that your borrower has let insurance lapse on a property, it already may be too late to satisfy legal requirements that require continuous coverage. It is also too late to mitigate for damages that may have occurred during the time it was not covered. You need to have a forced place policy already set up so that you can simply report any properties that need coverage and they will immediately be included and backdated to the time the borrower’s policy expired.
What It Covers
Forced place coverage protects against financial loss from having to pay for any of the following:
- Personal injury
- Personal property damage
- Structural damage due to flood, hail, wind, or earthquake
In a perfect world, borrowers would always keep up their end of the deal, keeping their insurance current and paying their mortgage on time. Because things do not always go as planned, however, forced place insurance exists as a backup plan.