Dental Malpractice and Miami Insurance

Dental Malpractice and Miami Insurance

Like all healthcare professionals, as a dentist you must be vigilant about avoiding the many different types of situations that often lead to malpractice lawsuits, which are often an expensive burden. When a patient accuses you of malpractice they are alleging that the services provided or advice given violated a professional standard of care. That is to say, you failed to meet reasonable expectations based on your professional training and experience.

Fortunately there are Miami insurance solutions, particularly professional liability coverage, that deals specifically with malpractice claims that make assertions about the quality of your work. It’s important to realize that many claims, many of which lack merit or are frivolous by nature, have absolutely nothing to do with the quality of your work. The fact is that you don’t actually have to make a mistake or violate a standard of care in order to be sued for malpractice.

Claims associated with dentistry

It’s important to acknowledge some of the common malpractice claims made against dentists, which include:

  1. Failure to give a patient all the information he or she needs – For example, a patient could claim that you didn’t fully describe all possible treatment options and any associated risk, which means the patient couldn’t make an informed decision about their dental care.
  2. Failed treatments or procedures – Patients can make a variety of accusations, including claims of tooth damage or a resulting injury from a botched restoration, root canals, implants, veneers, and crowns. Patients can also claim that you failed to spot a decaying tooth or some other problem during a routine oral exam, which led to a great deal of pain and even more expensive issues.
  3. Products liability – You can be made to assume blame for using faulty products, oral devices, and other materials, even though you did not manufacture these items.
  4. Misdiagnosis – Patients can also claim that you diagnosed a condition incorrectly, or that you diagnosed it late, or failed to diagnose it at all.

Another common claim routinely mentioned is allegations that a dentist damaged the lingual nerve or inferior alveolar nerve while giving anesthesia or removing teeth. Dentists are also often made accountable for failing to provide solid professional council. It’s easy to see why you need Miami insurance for professional liability issues that crop up for dentists on a regular basis. Speak to an agent about this important coverage today.