Running a Bakery? Here’s What You Need to Protect Your Staff and Business
When you run a business in the food service industry, inherent risks are involved. These risks only escalate with the number of people you employ, so it’s essential that you hold adequate amounts of bakery worker comp insurance to ensure youre protected in the event of an accident.
Common Types of On-the-Job Accidents
From slips and falls to burns and broken glass, there are numerous ways your employees can hurt themselves at a bakery job. Dealing regularly with heavy equipment is cause for concern, as are the high temperatures of the oven and other appliances commonly used in the profession. If your business offers catering or delivery services, your risks are even more enhanced because of the potential for traffic accidents or injuries that occur while transporting heavy equipment.
What Workers’ Comp Covers
Generally, worker’s compensation insurance covers any medical expenses or lost wages accrued by your employees as a result of fulfilling their job requirements. Workers’ compensation requirements vary from state to state, so be sure to check the specific rules of your home state to ensure your business is in compliance. In the event that you conduct business across state lines for any reason (say, for a catering job) you’ll want to read up on that state’s workers’ compensation requirements, too.
Your business is one of the most important parts of your life, and making sure its appropriately protected with bakery worker comp is the only way to ensure it lasts well into the future.