Safety Can Reduce Texas Workers Comp Insurance Costs

texas workers comp insurance

An office environment represents a unique set of potential injuries, and because circumstances can change from day to day, there may be additional risks due in part to the type of tools or equipment in use. Not all employees face the same issues or concerns, as different duties come with different risk factors. A receptionist may be exposed to certain risks that are much different than those working in auto repair, or manufacturing. Anyone operating machinery and/or utilizing sharp instruments are prone to more serious injuries, which could even be severe in nature.


Having texas workers comp insurance in place will cover the staff whenever they are on duty, whether they are in their offices or working at another facility or even on their way to or from. Many companies may require employees to work beyond a normal eight-hour day and these longer shifts can reduce productivity, increase levels of fatigue, and lead to more frequency of accidents and/or injuries.


Some common injuries many employees must face


For some employers, many of the top reported injuries concern back and neck pains, vision strains, and pain in the hands and wrists. These are common where heavy lifting is required, reading in poorly lit conditions, or staring at computer screens for long periods of time, and repetitive motions that are performed regularly.


Studies by the Centers for Disease Control and Prevention (CDC) show that falling down is also one of the most common reported incidents. Some of the most common causes of office falls are tripping over an open desk or file drawer, electrical cords or wires, loose carpeting, or objects in halls and walkways. Many employees also get injured as a result of bending or reaching for something while seated in an unstable chair, falling while using a chair in place of a ladder, or slipping on wet floors.


Ways to reduce the risk of falls in the office


Workers can reduce the likelihood of accidents due to falls by looking before they walk and making sure the walkway is clear. They should report it when they see loose carpeting, or electrical cords lying in pathways so that the situation can be remedied. Dont leave drawers open where someone walking by can be injured, and try standing up instead of stretching to reach for something while seated. Finally, make sure to clean up spills from the floor immediately.


These suggestions can help reduce accidents and injuries and keep the companys texas workers comp insurance costs lower.