Staffing Industry Insurance Solutions
The staffing industry occupies a unique niche in the business world, and insurance carriers don’t always know how to approach it. That’s why it’s important to find specialists who deal extensively in the temporary staffing insurance niche. Having temporary employees is common in the 21st century, but the industry continues to evolve. Globalization and new contract expectations ensure that staffing is not what it used to be. Between temporary employees and direct hires, as well as dealing with multiple firms, potential insurance issues get complex.
Who Needs Temporary Staffing Insurance
Some companies engage in direct hiring out of temporary staffing positions, which creates a unique insurance position. Great temporary staffing insurance can help bridge that gap. Direct hire policies cover the wrongful actions of the insured while they are working in the capacity of a direct hire or replacement position. It protects against claims by both the potential employee and employer. This fits companies that use personnel consulting and direct hires against claims of discrimination or retaliation for whistleblowing. This might include people in some of the following positions:
- Career counseling
- Human resources consulting
- Resume consultation
Coverage Polices in the Temporary Staffing Workplace
There are many ways a workplace can require insurance for its employees and employers. When you have different categories of employees, things get even trickier. Start with general liability, and add auto policies if any driving happens on the job. Other temporary staffing insurance policies might include the following:
- Employee benefits liability , covering negligence in the management of benefits plans
- Employment practices liability, covering allegations of various types of discrimination
- Worker’s compensation, covering lost wages and medical fees from job related accidents
Working with temporary staffing experts ensures that you will get the right combination of policies for your situation.