What Insurance Should You Get for Your Temporary Staff Members?
Insuring your company and its employees is an important part of caring for a business. Things can go wrong and accidents happen, so having an insurance program that has been carefully tailored to your business’s needs can save you and your company from trouble and financial loss.
In the case of coverage for employees, there are many basic types of policies made to protect them and anything that may poorly affect your business. However, when you have an agency to hire out temporary employees to different clients, some specified temporary staffing insurance is required to cover more than what’s standard.
Why Do You Need Special Insurance?
Most general liability policies that cover qualities such as property, professional acts, crime, etc. often are made to be limited to a specific are. That is, general liability often covers anything that happens within the premises of your business, meaning your company building. However, once an employee is hired out to a client and does work for them, basic insurance does not reach the client’s workplace or company. The temporary employee will not be covered by the client’s insurance, so any harm done or caused by them will have to be paid by your business. Temporary staffing insurance, however, extends coverage to wherever your employee goes to work. It’s safe to consider this type of coverage so that anything going wrong with your employee doesn’t create financial loss for your business.